Get a thatched roof insurance quote. We arrange specialist thatched roof insurance with cover for fire safety compliance and specialist rebuild costs. Rated 4.9/5 by customers.
Prefer to talk? Call 01234 567 890Indicative pricing in under 2 minutes
We arrange specialist thatched roof insurance with insurers who understand thatch.
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Specialist Cover
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Excellent Rating
4.9/5 stars
We've been protecting thatched homes for over three decades. Our expertise means you get the right cover at the right price. Learn more about us or get in touch.
Over 30 years of experience insuring thatched properties. We understand the unique requirements of your home.
Our specialist claims handlers work exclusively with thatched property claims, ensuring expert guidance throughout.
Spread the cost with monthly payments at no extra charge. Pay in a way that suits your budget.
Access our network of specialist thatchers and restoration experts for repairs and maintenance.
Speak to real people who know thatched properties. No call centres, just friendly UK-based advisors.
Tailored policies that cover everything from thatch fire damage to storm and flood protection.
Add legal expenses, home emergency cover, and personal possessions for complete peace of mind.
Protect both your property structure and your valuable belongings under one comprehensive policy.
Standard home insurance doesn't adequately cover the unique risks and requirements of thatched properties. Specialist insurance is essential.
Thatched roofs are highly combustible and require specialist fire safety measures. Standard policies often exclude or limit thatch-related fire damage.
Learn about what insurers look for regarding fire risk.
Rebuilding a thatched property requires specialist thatchers and traditional materials, costing significantly more than standard homes.
Understand thatched roof costs per square metre.
Most mainstream insurers won't cover thatched properties. Specialist brokers have access to niche markets and better terms.
Thatched properties have specific chimney, fire safety, and maintenance requirements that specialist insurers understand and support.
Read our guide on chimney regulations for thatched properties.
Many thatched properties are Grade II listed, requiring specialist insurance that understands listed building requirements and traditional restoration methods.
Getting insurance for a Grade II listed thatched property requires more preparation than standard home insurance. Our checklist helps you gather the right information.
View Grade II Insurance Checklist→Important: Listed building status doesn't prevent you from getting comprehensive cover. We specialise in insuring Grade II listed thatched properties and understand the additional requirements for repairs using traditional materials and methods.
Learn more about why thatched cottage insurance is expensive and how listed status affects premiums.
While thatched roof insurance is typically more expensive than standard home insurance, we work to secure competitive quotes through specialist markets and risk management.
Specialist knowledge helps secure better terms
Proven track record with thatched properties
Rated excellent by our customers
While thatched roof insurance costs more than standard home insurance, you can reduce your premium by:
Our policies are designed specifically for thatched properties, covering the unique risks and requirements of your home. Learn more about our buildings insurance, contents insurance, or combined cover.
When the unexpected happens, our specialist claims team is here to help. We make the process as straightforward as possible. For more information, see our guide on roof damage coverage.
Call our dedicated claims line or use our online form. We're here to help 24/7 for emergencies.
Tell us what happened. We'll guide you through the information we need to process your claim quickly.
Our specialist assessors will evaluate the damage and arrange for approved contractors if needed.
Once approved, we'll settle your claim promptly. Most claims are resolved within 14 days.
Don't just take our word for it. Here's what thatched property owners across the UK say about our service.
4.9 out of 5
Based on 2,847 reviews
"Excellent service from start to finish. When we had a chimney fire, the claims team were fantastic. They arranged a specialist thatcher within days and kept us informed throughout."
Margaret Thompson
"After struggling to find affordable insurance for our 16th century cottage, Thatched Roof Insurance provided comprehensive cover at a reasonable price. Highly recommended!"
David & Sarah Hartley
"The personal touch makes all the difference. I spoke to the same advisor throughout my quote process, and they took time to understand our property's specific needs."
John Williams
"We've been with them for 8 years now. Competitive premiums, excellent claims service, and they genuinely understand thatched properties. Wouldn't go anywhere else."
Emma Richardson
"Storm damage to our thatch was dealt with quickly and professionally. Their network of approved thatchers meant repairs were done properly by experts."
Robert & Helen Clarke
"Finally, an insurer who doesn't treat thatched properties as impossible to insure. Fair prices and knowledgeable staff who actually listen."
Patricia Moore
Everything you need to know about insuring your thatched property. Can't find what you're looking for? Give us a call.
Still have questions? Our friendly team is here to help.
Call us on 01234 567 890Expert advice and insights to help you protect and maintain your thatched property.
Thatched roof insurance is still possible in many high flood‑risk areas, but it becomes more specialist, more conditional and often more expensive. The challenge is that you are combining two "non‑standard" risks in one property: a thatched roof and a problematic flood postcode.
When the roof is one of the most expensive and high‑risk elements of a thatched home, the details you share about renovations can make the difference between smooth cover and awkward disputes at claim time.
Thatched cottage insurance claims are often larger and more complex than claims on standard homes, so insurers scrutinise them closely before paying out. When something goes wrong, small mistakes in disclosure, maintenance or paperwork can become big reasons for refusal.
