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Thatched Roof Insurance by Location

We provide specialist thatched roof insurance across all major thatched property regions in the UK. Each area has unique characteristics, thatching traditions, and insurance considerations. Find location-specific information and get quotes tailored to your area.

Dorset

Highest density

Highest concentration of thatched properties in the UK (4 per square mile, ~2,500 listed buildings)

~2,500 listed thatched buildings
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Devon

Most buildings

~4,000 thatched buildings with 23% of listed buildings being thatched - the highest percentage in England

~4,000 thatched buildings, 23% of listed
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Hampshire

New Forest focus

New Forest area has 20% of listed buildings as thatched (~320 buildings in New Forest alone)

~320 thatched buildings in New Forest
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Wiltshire

High density

Thousands of thatched properties, recognised by fire services as having particularly significant concentration

Thousands of thatched buildings
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Cotswolds

Primary region

Primary region for traditional thatched cottages with distinctive honey-coloured stone and thatch combination

Primary thatched cottage region
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Somerset

Core region

Significant concentration forming part of the core southwest thatched property region

Part of core southwest region
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Oxfordshire

Rural villages

Extends the primary thatched property band with many properties in rural villages

Extends primary thatched band
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Norfolk

Water reed thatch

Distinguished by water reed thatch from the Norfolk Broads, creating distinct regional character

Water reed from Norfolk Broads
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Cambridgeshire

Water reed tradition

~785 thatched roofs using water reed thatch, part of East Anglia's secondary concentration

~785 thatched roofs
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Buckinghamshire

Significant concentration

904 listed thatched buildings extending the primary thatched property band

904 listed thatched buildings
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Understanding Regional Differences

Thatched properties vary by region, affecting insurance requirements and costs.

Thatching Materials

The southwest (Dorset, Devon, Wiltshire, Somerset) predominantly uses combed wheat reed, while East Anglia (Norfolk, Cambridgeshire) uses water reed from the Broads. This affects both appearance and maintenance requirements.

Learn about thatch materials →

Insurance Considerations

High-density areas like Dorset and Devon have specific fire safety considerations. Listed buildings require sympathetic restoration. Rural locations may affect fire service access. Our policies understand these regional differences.

Why insurance costs more →

Get a Quote for Your Area

Whether your thatched property is in Dorset, Devon, or any other region, we can provide specialist insurance tailored to your location's unique requirements.

Explore our buildings insurance, contents insurance, or combined cover