Thatched Property Contents Insurance | Specialist Cover for Period Homes
Protect your belongings, antiques, and valuables with specialist contents insurance designed for period and thatched properties. Comprehensive cover that understands the unique contents often found in heritage homes.
What's Covered
Our contents insurance protects your personal belongings and household items.
What We Protect Against
Your contents are protected against a wide range of risks.
Special Features
Additional benefits included in our contents insurance.
- High-value item cover for antiques and collectibles
- New for old replacement (where applicable)
- Cover away from home
- Temporary accommodation costs if your home is uninhabitable
- Replacement locks and keys following theft
- Emergency accommodation expenses
- Garden contents and outdoor items
- Student belongings cover
Contents Insurance for Grade II Listed Thatched Cottages
Specialist cover that understands the unique contents found in listed period properties.
Grade II listed thatched cottages often contain valuable period features, antiques, and heritage items that require specialist insurance cover. Our contents insurance for listed properties includes:
- Cover for period features and architectural elements that form part of your contents
- Protection for antiques, artwork, and collectibles commonly found in heritage homes
- Understanding of listed building requirements when replacing or repairing contents
- Flexible cover limits for high-value individual items
If you own a listed property, see our Grade II thatched cottage insurance checklist for comprehensive guidance on preparing for insurance quotes.
High-Value Contents Cover for Period Properties
Specialist protection for valuable items commonly found in thatched and period homes.
Antiques & Collectibles
Many thatched properties contain valuable antiques, period furniture, and collectibles. Our policies offer flexible cover limits and can include separate itemised cover for individual high-value pieces.
- • Period furniture and antiques
- • Collectibles and memorabilia
- • Vintage textiles and tapestries
- • Historical documents and books
Artwork & Valuables
Paintings, sculptures, and other artworks often require specialist valuation and cover. We work with you to ensure your valuable items are properly protected.
- • Paintings and artwork
- • Jewellery and watches
- • Silver and precious metals
- • Musical instruments
Frequently Asked Questions
Common questions about contents insurance for thatched properties.
Do I need specialist contents insurance for a thatched property?
While standard contents insurance may cover basic belongings, thatched and period properties often contain valuable antiques, artwork, and period features that require specialist cover. Our policies understand the unique contents found in heritage homes and offer appropriate cover limits and valuations.
How do I value my contents for insurance?
For standard items, you can estimate replacement costs. For high-value items like antiques, artwork, or jewellery, we recommend professional valuations. Keep receipts, photographs, and valuation certificates as evidence. Review your sum insured annually to account for new purchases or changes in value.
What's covered under contents insurance for thatched properties?
Contents insurance covers your personal belongings including furniture, appliances, clothing, antiques, artwork, jewellery, and other valuables. It protects against risks like fire, theft, water damage, storm damage, and accidental damage. Some items may have single-item limits, so high-value pieces may need separate itemised cover.
Can I get contents insurance if my property is Grade II listed?
Yes, absolutely. We specialise in contents insurance for listed thatched properties. Our policies understand the unique requirements and valuable contents often found in heritage homes. See our Grade II thatched cottage insurance checklist for guidance.
What's the difference between buildings and contents insurance?
Buildings insurance covers the structure of your property (walls, roof, permanent fixtures), while contents insurance covers your belongings (furniture, appliances, personal items). For thatched properties, you can purchase buildings only, contents only, or combined cover in one policy.
Valuing Your Contents
For thatched and period properties, contents often include valuable antiques, artwork, and collectibles. It's important to:
- Get professional valuations for high-value items
- Keep receipts and photographs of valuable belongings
- Review your sum insured annually to account for new purchases
- Consider separate cover for individual high-value items if they exceed policy limits
Protect Your Belongings Today
Get a quote for contents insurance that understands the unique needs of period and thatched properties.
Or explore combined buildings and contents cover