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Beautiful thatched cottage in English countryside
Rated Excellent by our customers

Specialist Insurance for Your Thatched Property

Expert cover from specialists who truly understand thatched homes. Dedicated claims team, flexible payments, and service tailored to your unique property.

Prefer to talk? Call 01234 567 890
30+
Years Experience
15k+
Homes Protected
4.9/5
Customer Rating

Get a Quick Quote

Indicative pricing in under 2 minutes

2 min
No obligation

FCA Regulated

Fully authorised

Quick Quotes

In minutes

Specialist Cover

For thatched homes

UK Support Team

Mon-Fri 9am-5pm

Excellent Rating

4.9/5 stars

Why Choose Us

Specialists in Thatched Property Insurance

We've been protecting thatched homes for over three decades. Our expertise means you get the right cover at the right price.

Specialist Expertise

Over 30 years of experience insuring thatched properties. We understand the unique requirements of your home.

Dedicated Claims Team

Our specialist claims handlers work exclusively with thatched property claims, ensuring expert guidance throughout.

Flexible Payments

Spread the cost with monthly payments at no extra charge. Pay in a way that suits your budget.

Approved Contractors

Access our network of specialist thatchers and restoration experts for repairs and maintenance.

Personal Service

Speak to real people who know thatched properties. No call centres, just friendly UK-based advisors.

Comprehensive Cover

Tailored policies that cover everything from thatch fire damage to storm and flood protection.

Optional Extras

Add legal expenses, home emergency cover, and personal possessions for complete peace of mind.

Buildings & Contents

Protect both your property structure and your valuable belongings under one comprehensive policy.

Coverage

Comprehensive Protection for Your Thatched Home

Our policies are designed specifically for thatched properties, covering the unique risks and requirements of your home.

Buildings Cover

  • Thatch roof damage (fire, storm, malicious damage)
  • Main structure and permanent fixtures
  • Outbuildings and garages
  • Boundary walls, gates, and fences
  • Swimming pools and tennis courts
  • Solar panels and heat pumps

Contents Cover

  • Furniture and household goods
  • Personal possessions
  • Valuables and jewellery
  • Home office equipment
  • Freezer contents
  • Money and credit cards

Liability Cover

  • Property owners' liability
  • Public liability protection
  • Employers' liability (if applicable)
  • Legal expenses cover
  • Personal liability worldwide

Optional Extras

Enhance your policy with additional cover options for complete peace of mind.

Home emergency cover
Legal expenses protection
Personal accident cover
Accidental damage cover
Garden cover enhancement
Pedal cycle cover
No obligation, indicative pricing
Claims

Making a Claim is Simple

When the unexpected happens, our specialist claims team is here to help. We make the process as straightforward as possible.

1

Contact Us

Call our dedicated claims line or use our online form. We're here to help 24/7 for emergencies.

Available 24/7 for emergencies
2

Provide Details

Tell us what happened. We'll guide you through the information we need to process your claim quickly.

Simple, straightforward process
3

Expert Assessment

Our specialist assessors will evaluate the damage and arrange for approved contractors if needed.

Access to specialist thatchers
4

Settlement

Once approved, we'll settle your claim promptly. Most claims are resolved within 14 days.

Fast, fair settlements

Need to Make a Claim?

Our specialist claims team is ready to help. Call us now or send us a message and we'll get back to you within 2 hours during business hours.

Reviews

What Our Customers Say

Don't just take our word for it. Here's what thatched property owners across the UK say about our service.

4.9 out of 5

Based on 2,847 reviews

"Excellent service from start to finish. When we had a chimney fire, the claims team were fantastic. They arranged a specialist thatcher within days and kept us informed throughout."

Margaret Thompson

DevonNovember 2024

"After struggling to find affordable insurance for our 16th century cottage, Thatched Roof Insurance provided comprehensive cover at a reasonable price. Highly recommended!"

David & Sarah Hartley

NorfolkOctober 2024

"The personal touch makes all the difference. I spoke to the same advisor throughout my quote process, and they took time to understand our property's specific needs."

John Williams

CotswoldsSeptember 2024

"We've been with them for 8 years now. Competitive premiums, excellent claims service, and they genuinely understand thatched properties. Wouldn't go anywhere else."

Emma Richardson

SuffolkAugust 2024

"Storm damage to our thatch was dealt with quickly and professionally. Their network of approved thatchers meant repairs were done properly by experts."

Robert & Helen Clarke

HampshireJuly 2024

"Finally, an insurer who doesn't treat thatched properties as impossible to insure. Fair prices and knowledgeable staff who actually listen."

Patricia Moore

DorsetJune 2024

Trustpilot

Excellent

Google Reviews

4.9 Stars

Feefo

Platinum Service

FAQs

Frequently Asked Questions

Everything you need to know about insuring your thatched property. Can't find what you're looking for? Give us a call.

Still have questions? Our friendly team is here to help.

Call us on 01234 567 890
Resources

Helpful Guides & Articles

Expert advice and insights to help you protect and maintain your thatched property.

Thatched Roof Chimney Regulations 2025
Regulations

Thatched Roof Chimney Regulations 2025

2025 brings strict Ecodesign stove rules, 1.8m chimney height standards, insulated flues, and insurer-driven warranties for thatched properties. Here’s the full regulatory picture and how to comply.

January 2025
8 min read
Read Article

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